COVERAGE FINDER
Twelve lines of coverage. Here's which ones you need.
YOUR INDUSTRY
STATES WITH EMPLOYEES
ABOUT YOUR OPERATIONS
Coverage plan · Construction7 LINES REQUIRED OR RECOMMENDED
REQUIRED
By state law or common contract terms
RECOMMENDED
Typical for your size and risk profile
EMPLOYEE BENEFITSMedical, dental, visionGroup health plans from national and regional carriersPROPERTY + LIABILITYBOP / general liabilityThird-party injury, property damage, business propertyWORKFORCEEmployment practicesWrongful termination, harassment, discrimination claimsFINANCIAL + MANAGEMENTCyber liabilityBreach response, ransomware, and data liability
CONSIDER
Worth a conversation with your advisor
One application covers every line above.
ALL COVERAGE
EMPLOYEE BENEFITSMedical, dental, visionGroup health plans from national and regional carriersEMPLOYEE BENEFITSLife + disabilityGroup term life, AD&D, short- and long-term disabilityWORKFORCEWorkers' compPay-as-you-go premiums billed with each payrollWORKFORCEEmployment practicesWrongful termination, harassment, discrimination claimsPROPERTY + LIABILITYBOP / general liabilityThird-party injury, property damage, business propertyPROPERTY + LIABILITYCommercial autoOwned, hired, and non-owned vehicles and driversPROPERTY + LIABILITYUmbrellaExtra limits above your GL, auto, and employer liabilityFINANCIAL + MANAGEMENTDirectors + officersProtects leadership from management decision claimsFINANCIAL + MANAGEMENTE&O / professionalClaims of mistakes or negligence in your servicesFINANCIAL + MANAGEMENTCyber liabilityBreach response, ransomware, and data liabilityFINANCIAL + MANAGEMENTCommercial crimeEmployee theft, fraud, and funds-transfer schemesFINANCIAL + MANAGEMENTSurety bondsLicense, contract, and fidelity bonds issued fast