FINANCIAL + MANAGEMENT
Coverage for claims about the work you deliver.
Professional liability for mistakes, missed deadlines, or advice that costs a client money.
- WHO NEEDS IT
- Services, tech, consultants
- LIMITS
- $1M–$5M
- CONTRACTS
- Often required by clients
- TRIGGER
- Claims-made
WHAT'S COVERED
- 01Negligence claims. A client says your work caused a loss.
- 02Errors and omissions. Mistakes or missed steps.
- 03Defense costs. Even when the claim has no merit.
- 04Contract disputes. Claims tied to service agreements.
COMMON QUESTIONS
- What does claims-made mean?
- The policy in force when the claim is made responds, so keep coverage continuous.
- Tech companies too?
- Yes. Tech E&O is often paired with cyber.
- Can I bundle this with other coverage?
- Yes. One application covers every line we quote, with one renewal calendar and one advisory team.
- Does Worklio payroll help?
- If you run payroll on Worklio HCM, we pre-fill company details, headcount, and payroll data. We also work with any other payroll provider.
WHAT AFFECTS YOUR PRICE
- 01Services provided and revenue by service
- 02Largest contracts
- 03Use of written contracts
- 04Prior claims
HOW WE QUOTE IT
APPLICATION
ACORD 125 + carrier supplement
WHAT TO HAVE READY
- Description of services
- Sample client contract
- Prior claims, if any
On Worklio HCM? Payroll and headcount data are pre-filled.
- $35+ BillionPAYROLL AND TAXES PAID
- 23+ MillionACH TRANSACTIONS
- 4.3+ MillionW-2S / 1099S PROCESSED
- 2.8+ MillionEMPLOYEES PAID
TRUSTED BY PARTNERS INCLUDING
