PROPERTY + LIABILITY
Coverage for every vehicle and driver on the clock.
Owned trucks and vans, rented vehicles, and employees driving their own cars for work.
- VEHICLES
- Owned, hired, non-owned
- LIMITS
- $1M combined single limit
- DRIVERS
- MVR checks at hire
- FLEET
- Telematics discounts
WHAT'S COVERED
- 01Liability. Injury and damage your drivers cause.
- 02Physical damage. Collision and comprehensive for your vehicles.
- 03Hired and non-owned. Rentals and personal cars used for work.
- 04Uninsured motorist. When the other driver has no coverage.
COMMON QUESTIONS
- My employees use their own cars. Do I need this?
- Yes. Hired and non-owned auto covers you when a personal policy isn't enough.
- How are rates set?
- By vehicle type, radius, driver records, and loss history.
- Can I bundle this with other coverage?
- Yes. One application covers every line we quote, with one renewal calendar and one advisory team.
- Does Worklio payroll help?
- If you run payroll on Worklio HCM, we pre-fill company details, headcount, and payroll data. We also work with any other payroll provider.
WHAT AFFECTS YOUR PRICE
- 01Vehicle types, values, and garaging
- 02Driver records (MVRs)
- 03Radius of operation
- 04Claims history
HOW WE QUOTE IT
APPLICATION
ACORD 125 + 127 + 129
WHAT TO HAVE READY
- Vehicle schedule with VINs
- Driver list with license numbers
- Loss runs, 3–5 years
On Worklio HCM? Payroll and headcount data are pre-filled.
- $35+ BillionPAYROLL AND TAXES PAID
- 23+ MillionACH TRANSACTIONS
- 4.3+ MillionW-2S / 1099S PROCESSED
- 2.8+ MillionEMPLOYEES PAID
TRUSTED BY PARTNERS INCLUDING
