INDUSTRIES · FACILITY SERVICES
Covered at every client site you service.
Janitorial, security guard, and facility maintenance companies whose teams work inside client buildings.
PHOTO PLACEHOLDERB+W, DUOTONE · FACILITY SERVICES
THE FACILITY SERVICES STACK
What companies like yours usually carry.
Workers' compSlips, lifting, and chemical exposure at client sitesStatutoryREQUIREDBOP / general liabilityDamage to clients' property and third-party injury$1M / $2MREQUIREDSurety bondsJanitorial service bonds and client contract bondsPer contractREQUIREDCommercial crimeThird-party theft coverage for client property$250KRECOMMENDEDCommercial autoService vans and site-to-site driving$1M CSLRECOMMENDEDEmployment practicesHigh-turnover workforce claims$1MRECOMMENDED
- 01Client COIs on demandIssue certificates for every new contract.
- 02Janitorial bondsIssued the same day in most states.
- 03Comp by siteClass codes tracked per client location.
TOP RISKS WE PLAN FOR
- 01Injuries at client sites. Slips, lifting, and chemicals drive comp.
- 02Client property. Damage and theft at client buildings.
- 03Contract bonds. Janitorial and service contracts often require bonds.
FACILITY SERVICES QUESTIONS
- Do you write janitorial bonds?
- Yes, often issued the same day.
- Is third-party theft covered?
- Yes, through commercial crime with a client coverage option.
YOUR PROGRAM AT A GLANCE
Every line a facility services company typically needs, on one application.
WORKFORCEWorkers' compPay-as-you-go premiums billed with each payrollPROPERTY + LIABILITYBOP / general liabilityThird-party injury, property damage, business propertyFINANCIAL + MANAGEMENTSurety bondsLicense, contract, and fidelity bonds issued fastFINANCIAL + MANAGEMENTCommercial crimeEmployee theft, fraud, and funds-transfer schemesPROPERTY + LIABILITYCommercial autoOwned, hired, and non-owned vehicles and driversWORKFORCEEmployment practicesWrongful termination, harassment, discrimination claims
HOW IT WORKS FOR FACILITY SERVICES
- 01Connect payroll. Census, wages by class code, and locations pulled from Worklio HCM or uploaded.
- 02Market to carriers. We submit to carriers that actively write facility services risks.
- 03Compare and bind. Side-by-side options with limits, deductibles, and total cost.
- 04Service all year. COIs, claims advocacy, audits, and renewal planning from one team.
WHAT WE'LL NEED TO QUOTE YOU
APPLICATIONS
- ACORD 125
- ACORD 130
- ACORD 126
- ACORD 140
- Surety application
- Carrier supplement
- ACORD 127
- ACORD 129
DOCUMENTS
- Payroll by class code (from payroll)
- Loss runs, 3–5 years
- Current policy declarations
- Experience mod worksheet
- Revenue and operations description
- Statement of values by location
- CPA-reviewed financial statements
- Work-in-progress schedule
AFTER YOU BUY
- Certificates on demandIssue COIs with additional insureds from your dashboard.
- Claims advocacyYour advisor works the claim with the carrier.
- Audits without surprisesPayroll-based premiums reconcile as you go.
- Renewal planningOptions on the table 60 days before renewal.
WORTH CONSIDERING
EMPLOYEE BENEFITSMedical, dental, visionGroup health plans from national and regional carriersEMPLOYEE BENEFITSLife + disabilityGroup term life, AD&D, short- and long-term disabilityPROPERTY + LIABILITYUmbrellaExtra limits above your GL, auto, and employer liabilityFINANCIAL + MANAGEMENTDirectors + officersProtects leadership from management decision claims
- $35+ BillionPAYROLL AND TAXES PAID
- 23+ MillionACH TRANSACTIONS
- 4.3+ MillionW-2S / 1099S PROCESSED
- 2.8+ MillionEMPLOYEES PAID
TRUSTED BY PARTNERS INCLUDING
