COVERAGE / EMPLOYEE BENEFITS / MEDICAL, DENTAL, VISION

EMPLOYEE BENEFITS

Group health plans your people will actually use.

Medical, dental, and vision from national and regional carriers, compared side by side, with fully insured, level-funded, and self-funded options.

FUNDING OPTIONS

At 50–500 employees, you have more choices than a fixed premium.

FULLY INSURED
Fixed premium, no surprises.
The carrier takes all claims risk. Little visibility into how your plan performs.
Best fit50–150 employees
LEVEL-FUNDEDMOST CHOSEN
Predictable payments, money back.
A flat monthly cost with stop-loss protection. If claims come in low, you share the surplus.
Best fit100–400 employees
SELF-FUNDED
Most control, most data.
Pay claims directly with stop-loss above a threshold. Full plan design and pharmacy flexibility.
Best fit300+ employees

What's the minimum participation?: Most carriers require 50–75% of eligible employees to enroll, not counting those with other coverage.
When do we start shopping?: We begin marketing your plan 120 days before renewal and model every funding option.
Can I bundle this with other coverage?: Yes. One application covers every line we quote, with one renewal calendar and one advisory team.
Does Worklio payroll help?: If you run payroll on Worklio HCM, we pre-fill company details, headcount, and payroll data. We also work with any other payroll provider.